Is Worldcoin (WLD) halal?
No condition fails, but 1 point remains to be verified or falls under a tolerated case.
Verdict calculated by Halal Bourse's published rules from an investigation of primary sources (project documentation, registers, decisions), conducted on 10/07/2026 and not reviewed by a human.
The asset
ERC-20 token of the World project (identity through proof of personhood and a financial app), issued on Ethereum; versions also on World Chain and Optimism Issuer: World Assets, Ltd. (British Virgin Islands), of which the World Foundation (Cayman Islands) is the sole member; developed by Tools for Humanity (Delaware), co-founded by Sam Altman and Alex Blania.
ERC-20 token deployed on July 17, 2023 at address 0x163f8C2467924be0ae7B5347228CABF260318753, initial supply capped at 10 billion WLD; allocation as of April 28, 2025: 75% World community, 11.1% team, 13.6% investors, 0.3% Tools for Humanity reserve. Profile covers the Ethereum version.
Why this verdict
- Permissible purpose : met. WLD has functions documented by the issuer alone: payment in World App Mini Apps, settlement of project expenses in WLD; governance by holders and World ID fees in WLD are announced, not described as active (the foundation governs itself).
- « You can use WLD in Mini Apps in a number of ways including buying gifts or eSIMs » Blog World (2025-08-14)
- « Where feasible, the project’s expenditures are settled in WLD, including Orb operator remuneration, ecosystem grants » Blog World (2025-12-26)
- No riba : met. The contract is a standard ERC-20 with no yield mechanism and inflation is 0% by default; the World App yields (Vault, Earn) are separate optional products (autres_constats).
- « contract WLD is ERC20, Ownable2Step { » Blockscout (2026-10-07)
- « The default inflation rate = 0%. » Livre blanc World (2026-03-24)
- No gambling : met. The spot purchase is of an ERC-20 token recorded on Ethereum, with a capped initial supply and transferable; it is not a contract on a price difference, and the token has documented uses (c1).
- « Worldcoin (WLD) is an ERC-20 token on Ethereum Mainnet. » Livre blanc World (2026-03-24)
- No excessive gharar : met. The cap (10 billion), the allocation, the unlock schedule (team and investors until the end of July 2028) and inflation (at most 1.5% per year, not before July 24, 2038) are published; foundation directors are named; the contract owner is a Safe whose signers are not published, with limited remaining powers (code_contrat).
- « Any inflation of the WLD supply beyond the initial 10B token amount can only start, at the earliest, 15 years after launch » Livre blanc World (2026-03-24)
- « Unlocking for nearly all of these tokens therefore concludes by the end of July 2028 » Livre blanc World (2026-03-24)
- Real ownership : met. Transferable ERC-20 token: the white paper provides for its return to Ethereum through an official bridge; World Money is described as a user-custody wallet; initial receipt goes through World App (distribution_utilisateurs).
- « the token can be bridged back to Ethereum through the OP Stack Superbridge » Livre blanc World (2026-03-24)
- « instant, global payments into a self-custody wallet » Blog World (2026-09-17)
- No fraud or manipulation : to be verified or tolerated case. Data protection regulators have sanctioned or suspended Tools for Humanity and the World Foundation over iris collection, a ground unrelated to the sale of the token (fine of 1.1 billion won in South Korea, closure ordered in Colombia, Bavarian decision with CNIL support: see autres_constats); no deception of WLD buyers established by any decision found; a single scan signal (minting right, locked until 2038).
- « South Korea’s personal information watchdog imposed a fine of 1.1 billion Korean won ($829,000) on the Worldcoin Foundation » Cointelegraph (2024-09-26)
- « has ordered the "immediate and definitive closure" of all data processing operations in Colombia » Finance Colombia (2025-10-28)
Contract security scan
GoPlus security scan of the WLD contract on Ethereum: 64,098 holders; top ten wallets excluding exchanges and contracts 0%; code published. Signals noted: Minting right: the supply can be increased by the contract owner (is_mintable). Reading: a single signal (minting right, constrained: see code_contrat), i.e. a risk to verify and not two signals under A.8; issuer and team identified; Nethermind audit of June 2023 (more than 18 months old, not matched to the deployed code); address confirmed by the official white paper and CoinGecko.
Opinions found during the research
- CryptoUmmah (site of Thanvir, former director at S&P Global Energy; review attributed to Imam Omar Siddiqi) : « Halal · Recommended with Purification », 71,7/100 ; gharar « Moderate » (2026-07-13) source
- ShariaQuant (screening site; verdict produced with AI, no scholar named) : “Halal” to buy and hold; “Haram” for loans on third-party platforms (2026-07-28) source
- HalalScreener (screening site, authors not named) : « Halal », 85/100, note A (2026-10-06) source
Opinions reported as read, named for what they are; they do not enter into the calculation of the verdict.
What could not be verified
- I-SCAN (IOSCO): access denied (403); regulator alerts not verified.
- Sharlife: WLD analysis reserved for subscribers; Islamic Finance Guru, Amanah, Shariyah Review Bureau: no WLD page read.
- World ID fees in WLD (announced; an April 2026 text does not name WLD): activation not confirmed; governance by holders: not in effect according to the foundation; payments in WLD: documented by the issuer alone.
- WLD loans to trading firms cited by the white paper (terms) and the foundation's treasury: not published.
- Signers of the owner Safe unknown; RPC reads not citable as a page; team and investor locks not verified on-chain.
- Outcome of appeals (Germany, Hong Kong, Philippines, Indonesia, Brazil): not found; no court register consulted.
- WLD MiCA white papers not read; platforms licensed in France not searched; the white paper excludes the State of New York and other territories (terms of use not read); no SEC or CFTC action or US class action found (web search only).
Sources read
- World, livre blanc Designing for Scale
- Blockscout, verified code of the WLD contract
- World Foundation, page About
Other cryptos analyzed
- Dai Questionable
- Bitcoin Permitted
- Derive Prohibited
- PayPal USD Questionable
- Gram (anciennement Toncoin) Questionable
- Mantle Questionable
- Lighter Prohibited
- Pi Network Questionable
General information: neither investment advice nor a fatwa. Verdict calculated by published rules, from financial statements read automatically and not reviewed by a human. Read the methodology